PayFi. Real-World Assets. AI Agents.One payment super app.

Velo bridges TradFi and Web3, connecting banks, businesses, and emerging markets on one compliant rail where value settles across borders in real time, whether the instruction comes from a person or an AI agent.

See agentic payments

Network at a glance /

$7.98BMonthly trading volume

$282.7M24h trading volume

968.8KNova Chain transactions

6,933Orbit Plus daily active wallets

Orbit Plus 01 / 05

One wallet foryour stablecoins.

Spend it withthe Velo card.

Send to anyonein a few taps.

Swap and bridgeacross chains.

Cash outto your bank.

Orbit Plus is non-custodial. You hold your own keys, so only you can move your money, and Velo never takes custody of it. Hold, send, swap and spend from one balance.

Spend in USD online with the Velo card, topped up straight from your Orbit Plus balance. See the card

Pay anyone with a wallet address, straight from your Orbit Plus balance.

Move between tokens and networks from one screen, without leaving the app.

Off-ramp to a local bank account, offered by Lightbridge HK.

Explore Orbit Plus

Vvelo.user0x5a…c21eBase

Total balance$9,230.27Non-custodial on Base and BNB Chain

SendReceiveSwapCash out

Velo cardSpend online in USD

Omni PointsEarn and redeem

AssetsSee all

USDCUSD Coin on Base

8,120.00$8,120.00

USDVVelo USD on BNB Chain

960.20$960.20

ETHEthereum on Base

0.05$150.07

Velo card

DEBIT

•••• 0428USD

Card balance$184.02

Top up

FreezeDetailsLimits

RecentSee all

Streaming subscriptionOnline, today

−$12.99

Cloud storageOnline, today

−$2.99

Top up from USDCOrbit Plus balance

+$200.00

Send

To0x8f3a…21aa

Base

250.00USDC

Available8,120.00 USDC

FromOrbit Plus balance

NetworkBase

Send 250.00 USDC

Swap

You pay

0.05ETH on Base

≈ $150.07

You get

≈150.07USDV on BNB

Cross-chain

RouteFound

FromBase

ToBNB Chain

Swap

Cash out

You sell500.00USDC

To your bankBank account ••••4821

You receiveLocal currency

Offered byLightbridge HK

Cash out

Strategic partners and backers

Live now

A debit card for your crypto

Spend in USD online with the Velo card, topped up straight from your Orbit Plus balance.

Card setup guide

The card is for you. Agents pay a different way, see how.

Agentic payments /Coming Q4 2026

Your agent takes action.
You set the limits.

Let AI handle the task. Orbit Plus handles the payment, checks your rules, and gives you a receipt. Your keys stay with you.

See how a payment works

01
The agent requests
Your AI agentWorking on your task
Your instruction
“Get the weather data for my app.”
1,000 API callsWeather data API
Payment requested$0.25
02
Orbit Plus checks your rules
Orbit PlusYour payment gatekeeper
You allow up to
$250per payment
Within your spending limit
Your keys are never shared.
03
You see the outcome
ORBIT PLUS / RECEIPT
Payment complete$0.25USD
To
Weather data API
Via
x402
Receipt
ORB-0041
Paid within the rules you set.

$0.25 is within your $250 limit. Orbit Plus can pay automatically.

Real-world assets /

Put your assets to work. And to use.

Hold tokenized treasuries, gold and stablecoins. Keep your assets productive, then spend straight from the same balance.

01 / Stablecoins

Stablecoins

Digital dollars you can spend with the Velo card, send to any wallet or cash out to your bank.

Assets: $USDC1USD1USDV
Use: Spend, send, cash out

02 / Tokenized treasuries

Tokenized treasuries

Short-term government debt, tokenized, so the balance you are not spending keeps earning.

Yield: Earns while you hold
Custody: Institutional-grade

03 / Tokenized gold

Tokenized gold

Gold held in reserve, tokenized. Keep it as a store of value, or spend from it when you need to.

Backing: Gold reserves
Use: Hold or spend

Where we are going /

Velo has built its crypto foundation. The next step is everyday real-world finance with PayFi and Agentic Payment.

Roadmap

Present

Live now

Orbit PlusLightbridgeVelo Card

Velo Card: spend in USD online, topped up from Orbit Plus
Velo Finance: DeFi trading and liquidity for $VELO
Orbit Plus: non-custodial wallets
Cross-chain bridges: move assets across chains
Fiat off-ramp: send crypto to a local bank account

Q4 2026

Coming in 2026

Agentic Payment

Fiat off-ramp services supporting more countries
In-app swaps
More chains supported
More DeFi protocols, currencies, and payment routes
Telegram mini app for stablecoin payments
x402 payments for AI agents
AI invoice payments with crypto-to-fiat settlement

2027-2028

Velo Super App

Super Velo

One multi-asset wallet for crypto, tokenized assets, and major currencies, including USD, SGD, GBP, HKD, EUR, CAD, JPY, CHF, CNY, and AUD
Payments, FX, crypto cards, rewards, and yield in one app
AI treasury tools that put idle crypto and fiat to work across DeFi and traditional finance
Personal finance tools based on each user's goals and risk level

From the blog

All posts

Aug 4, 2026 / ProductLiquidity Is the Product: Why Moving Money Is Really a Liquidity Problem Jul 29, 2026 / ProductThe Rise of AI Treasury: How Intelligent Liquidity Will Transform Global Finance Jul 20, 2026 / ProductPayFi Explained: The Missing Layer Between Stablecoins and Real-World Payments

Built on the rails of the next financial era.

From consumer payments to institutional settlement, explore what you can do across the Velo ecosystem.

Our mission